Insurance

The publication of a lawyer’s calendar featuring half-naked women is causing an uproar in the legal profession. While some celebrate the provocation as a successful marketing stunt, others accuse the publisher of intentionally causing the insurance claim.

The insurance companies of the law firms have to deal with losses due to imponderable advertising time and again. The current lawyer calendar with its salacious images could also lead to such an insurance claim. The accusation: the publisher of the calendar knew about the possible consequences and deliberately wanted to cause a stir.

Allianz AG has officially announced its interest in acquiring the insurance division of Banco Bilbao Vizcaya Argentaria (BBVA). The Munich-based company thus catches up with other European insurers that have already announced similar plans.

The planned acquisition of BBVA’s insurance division would be an important step for Allianz to strengthen its position in the Spanish market. Especially in times of economic uncertainty due to the COVID-19 pandemic, a powerful presence is important to meet customers’ needs needs.

Parking for the car many people find difficult when they live or work in the city. In this case, a garage can be a valuable alternative. In addition to the convenience of finding a parking space, a garage can also provide auto insurance benefits. But how exactly can the garage influence the cost of insurance??

First, it is important to understand what influences the insurance premium. The amount of the premium usually depends on a variety of factors, such as age, vehicle type, no-claims class and place of residence. A garage can affect the residential portion if the insurer includes the parking space when calculating rates.

More and more people in Germany are dependent on nursing care. According to statistics, about 4.13 million Germans were in need of long-term care in 2019. Long-term care insurance is intended to provide financial support in such cases. However, it also brings with it some pitfalls that particularly affect children of parents in need of care.

Long-term care insurance provides that children are liable for their parents if their financial resources are insufficient to cover the costs of care. This means that children must support their parents if they do not have sufficient savings of their own.

Motor insurance is one of the most important insurance policies a vehicle owner can purchase. It provides protection against the financial consequences of a car accident or theft and is required by law in most countries. But what exactly does a motor vehicle insurance policy cover and what are the differences between the various types of insurance??
A car insurance consists of several components, such as the liability insurance, the partial cover and the fully comprehensive insurance. While liability insurance is required by law and covers damage to other vehicles or people, partial and fully comprehensive insurance are voluntary add-ons that can also include damage to your own vehicle.
Choosing the right car insurance depends on various factors, such as personal requirements, the vehicle model and the policyholder’s place of residence. In addition, there are differences in the rates and offers of the various insurance companies that need to be compared.

General information about car insurance

Motor insurance is insurance that covers damage to and caused by a vehicle, as well as any accidents or theft that may occur while the vehicle is in use. It is a legal requirement to have motor third party insurance if you own a vehicle. This insurance covers damage caused by the vehicle to others. In addition, there are partial and fully comprehensive insurance policies that cover damage to your own vehicle.

All of us have bought insurance at one time or another, be it for the car, the house or for our own health. Taking out insurance is supposed to protect us financially in case of an emergency and cover the cost of damages. But what happens if damage occurs for which we are responsible ourselves? Can it be that the insurance company denies or even reduces its performance?? In fact, there are cases where an insurance company will limit its benefits if gross negligence is involved.

The question arises: What is actually gross negligence?? This question is not always easy to answer, as there is no uniform definition. However, there are some criteria that can be considered gross negligence, such as.B. driving under the influence of alcohol or drugs or running a red light. In such cases, the insurance company may limit its benefits or even deny them completely.